Refund Policy

This Refund Policy applies to purchases of programs, coaching, training, courses, memberships, digital materials, and related services offered by Fruitful Investing Academy.

Please review this policy carefully before making a purchase.

1. No-Refund Policy

Unless otherwise expressly stated in a written agreement signed by Fruitful Investing Academy, all purchases are final and non-refundable.

By enrolling in or purchasing a Fruitful Investing Academy program, you acknowledge and agree that:

- You are purchasing access to educational and coaching services.

- You are responsible for reviewing the program information before enrolling.

- Your purchase does not guarantee any specific financial, investment, business, or real estate result.

- You will not be entitled to a refund solely because you did not achieve a particular result, complete a transaction, generate income, secure financing, acquire a property, or fully use the program.

2. Access to Digital and Educational Materials

Certain programs may provide immediate or scheduled access to:

- Training videos

- Course modules

- Templates

- Scripts

- Frameworks

- Worksheets

- Community access

- Coaching resources

- Recordings

- Other proprietary materials

Because access to digital and proprietary educational content may be provided shortly after purchase, fees are non-refundable unless otherwise required by applicable law or expressly stated in a written customer agreement.

3. Coaching and Program Participation

Failure to attend coaching sessions, participate in the program, complete training materials, attend scheduled calls, or use available resources does not create a right to a refund.

You are responsible for making use of the services and resources made available to you during your enrollment period.

4. Payment Plans

If you purchase a program using a payment plan, the payment plan is a method of paying the total purchase price and is not a subscription that may be cancelled at any time unless your written customer agreement specifically states otherwise.

You remain responsible for all payments owed under the agreed payment schedule.

Stopping participation in the program, choosing not to use the services, or requesting cancellation does not automatically cancel outstanding payment obligations.

5. Financial or Investment Results

Fruitful Investing Academy does not guarantee:

- Income

- Profits

- Investment returns

- Property acquisitions

- Financing

- Deal flow

- Discounts from market value

- Completed transactions

- Business growth

- Any other financial outcome

Dissatisfaction with financial or investment results is not grounds for a refund.

Individual results vary, and real estate investing involves risk, including the possible loss of capital.

6. Customer Agreements

Certain programs may require you to enter into a separate enrollment agreement, coaching agreement, service agreement, order form, or other written contract.

If a separate signed agreement contains refund, cancellation, payment, or termination terms that differ from this general Refund Policy, the terms of that signed agreement will control to the extent of the conflict.

This Refund Policy is not intended to create refund rights that do not exist under your applicable customer agreement.

7. Duplicate or Incorrect Charges

If you believe you were charged more than once for the same purchase or that a billing error occurred, contact us as soon as possible.

We will review legitimate billing errors and make appropriate corrections where necessary.

A correction of an incorrect or duplicate charge is not considered a refund under this policy.

8. Chargebacks and Payment Disputes

If you have a concern about a payment, we encourage you to contact our support team before initiating a chargeback or payment dispute so that we can review the issue.

Initiating a chargeback does not cancel any contractual payment obligations you may have.

We reserve the right to provide payment processors, banks, or other financial institutions with relevant records relating to the purchase, including enrollment agreements, transaction records, access records, communications, and this Refund Policy, when responding to a payment dispute.

Nothing in this section limits any rights available to you under applicable law.

9. Exceptions Required by Law

Nothing in this Refund Policy is intended to limit or waive consumer rights that cannot legally be waived.

If applicable law requires a cancellation period, refund, rescission right, or other consumer protection that applies to your purchase, Fruitful Investing Academy will comply with those legal requirements.

10. Program Cancellation by Fruitful Investing Academy

If Fruitful Investing Academy permanently cancels a paid program before providing the purchased services and does not provide a reasonable substitute, transfer, credit, or alternative arrangement, any remedy will be determined in accordance with the applicable customer agreement and applicable law.

11. Contact Us

If you have questions about a payment, billing issue, cancellation, or this Refund Policy, contact:

Fruitful Investing Academy
Email: [email protected]
Phone: +1 343-321-7422

When contacting us about a billing issue, please include your name, email address used for the purchase, and relevant transaction details so we can locate your account.

By purchasing or enrolling in a Fruitful Investing Academy program, you acknowledge that you have reviewed and agreed to this Refund Policy, along with any applicable checkout terms and customer agreement.